I am always very touchy on financial terms. I hardly apply for any credit card (specially store card). As I am a very frequent visitor at Walmart Store. My friend recommended me to apply for Walmart store card. And I was like as I’m always. Don’t wanna apply! Even if its 0 interest rate low APR, with bundles of perks along with it. But wait, then what I saw absolutely changed my mind.
Store cards unlike to other credit cards like MasterCard, are more likely the same. They’re with high interest rate and lots of penalties awaiting for any mistake from you. This is what irritates me the most. Lots of money lost with no prominent benefit at all. It is better to shop with whatever you have in your pocket, and if you haven’t, its better not to purchase anything on credit.
Because many people in chase of their greed, trap by these financial institutes. Customers think that they’re getting something like rewards, perks and benefits, but at the send, they’re sending even what they’re left with mostly called savings.
So, by paying your dues late, they charge you with late payment fee and interest rate. And as I’ve already mentioned, store cards are mostly come up with high interest rate. But then something amazing come in front of me. That possibly change my mind, not in general, but in specific grounds. But before I reveal that thing to you, I would like you to learn complete step by step way to apply for Walmart store card.
Instructions on Walmart store card instant application:
- First of all, you must be eligible for for the application. Minimum criteria of eligibility is: must be over 18 years of age, USA citizen with SSN, and credit score more than 640. That would be very fine to take a start with.
- Then, you must not be guilty of any financial corruption, allegation, or there must not be any visible error in your credit history. Sign of any fraud or unethical activity might stops of from applying. As Walmart card is issued by Synchrony Bank, this bank is very strict with its policy. Yet, Walmart store card as compared to other cards is very easy to get approved.
- Now you need to access the application page. Fill the online application form with correct information and agree to the terms and conditions. When all is done, simply submit your application online and wait 7 to 10 days for reply.
- However, for instant approval, check the status of your application online by calling at 1 (877) 294-7880 and ask if your application is approved, denied or pending. For more information, contact customer service and get most of the perks out of it.
I hope you get my answer on why, when and how you can get your Walmart card instantly in your pocket. For more detailed information, you can also visit the official website www.walmart.com.